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Simulate your credit

Credits of more than 15 000€ are reserved for entrepreneurs who have been in business for more than a year. More info

€ 15.000
Monthly repayment
Total repayment
Application fees *
* Included in the amount lent by microstart

Apply for credit without commitment

Conditions at 1/06/2020

Annual interest rate from 7.95%. 
Application fees are 5% up to 15 000€, and 4% from 15 001 to
25 000€

This simulation, carried out via the microStart website, does not commit the customer or microStart. 
Beware, borrowing money also costs money. microStart is very vigilant in situations of over-indebtedness and trains its employees to prevent any risk in this area.

Need for… Credit Duration Monthly repayment Application fees
Cash 500€ 6 months 85,77€ 25€
Stock 1.000€ 12 months 87,89€ 50€
Truck 5.000€ 24 months 228,31€ 250€
Works 10.000€ 36 months 317,76€ 500€

microStart also provides free advice 


Get free advice from our experts pour to manage your business.

Make an appointment 


Sign up for one of our thematic courses.

Sign up for a training


Visit our e-learning modules to help prepare your business plan.

Prepare your business plan


Discover our upcoming webinars.

See our webinars

Apply for credit without commitment

Join + 6.283 microStarters


Theo & Brom, Ghent

Marielle moves to Belgium with her husband in August 2018. After completing an online business training she has the idea to start a company that sells traditional Philippine chocolate.


Shahba, Brussels

Mohamed, a Syrian refugee, arrived in Belgium in 2016. Together with his father he took over a snack bar with Syrian specialities.


Chez Nous Sawa, Brussels

Antonio was born in Angola and has been living in Belgium for 10 years. He has been able to develop his own African-style clothing and accessories shop "Chez Nous Sawa" in Brussels.


Gaudi Bar, Dour

Khalfi, above all an artist in carpentry and ironwork, created with his own hands his tapas bar, the "Gaudi bar". He offers cocktails as well as planchas accompanied by good wines.


Wikd, Ghent

Mousab, a Syrian refugee, founded his upcycling shop "Wikd" in Ghent. His concept? Furniture made in the latest taste with recycled materials


De Gouden Draad, Hasselt

Ibrahim and his wife had to flee their country. Once arrived in Belgium, he realised his dream: to open his own sewing workshop as he had done in Iran.


Eclectic Store, Brussels

Hamdi, graphic designer by training, opened a clothes and accessories shop in Brussels with the help of microStart and Crédal.


Kytoko Kytoko, Liège

Maité sells her handmade clothes in African style through her online store Kytoko Kytoko. You can also find her creations in some salons or markets.


Amarres, Huy

Thanks to microStart, Olivia was able to make her dream come true: to open her own department store. She offers organic products, short chains and a 100% zero-waste alternative.


Boutique Intuitions, Charleroi

Thanks to microStart, his business of selling formal wear is growing beyond his expectations. It has hired an employee and has just doubled its commercial surface in the centre of Charleroi.

Facts & Figures As of the end of 2020

  • 6.500
    jobs created
  • 5.800
    professional loans
  • € 47M
  • 91%
    repayment rate
  • 160
  • 9.000
    entrepreneurs trained

Read more