Microcredit loans & free training for your business in Belgium
Do you want to start your own business or do you need some support to further develop your business? Are you searching funding & free business advice?
microStart, the most important professional microfinance organisation in Belgium, offers credit up to 15.000 EUR and free training for entrepreneurs who want to start up, expand or maintain their business.
Credit for your business
We offer credit from 500 to 15.000 euros for your business. microStart wants to attend every entrepreneur who needs financing. You can apply for a credit for renovations, stock, material, cash funds, guarantees (rent), a vehicule, start-up costs, the acquisition of a company, etc.
€ 2 000 / 12 months
€ 7500 / 36 months
€ 15 000 / 48 months
This is our offer:
- Credit up to € 15.000* to start up, develop or maintain your business
- Anticipated (faster) repayment possible without extra costs
- Easy procedure: Receive your credit withing 10 days1
- Acces to free business coaching possible, by experienced experts.
For what can I apply for a credit at microStart ?
Testing of an idea
Investments in stock, vehicule, material, machines, etc.
Work capital, rent and the rental guarantee to get yourself started
Administrative start-up costs
> Loans without interest: If you prefere not to pay interest because of religious preferences, you can apply for a credit without interest costs. The file costs are higher for this type of credit.
> Group credit: Loans for non profit organisations or associations. The risk of the loan is divided over several people.
Besides professional microcredit, microStart also offers free training and advice to entrepreneurs. We can help you with your start-up and coaching during the first year of your start-up.
- A free E-learning environment in Dutch, Arabe & French to build up your business plan
- Meetings with experts to build up your project and to make a business plan & financial plan.
- Advice on how you can keep your unemployment fee or other social allocations while starting up as an entrepreneur
- If your credit is approved & disbursed, you can get a personal coach who accompanies you with the development of your business.
Rue de Fiennes 77 - 1070 Bruxelles
T +32 2 888 61 00
Rue de la Madeleine 27 - 4000 Liège
T +32 4 277 91 25
Boulevard Tirou 130, 6000 Charleroi
T +32 71 96 09 87
1 Under the condition that you have completed the file and provided the requested documents to the credit advisor. For more information, please contact us.
* Yearly interest rate: from 8,95% (on 1.1.2016), File costs: 5% (op 1.12.2016) of the loan. The amount is deducted from the loan, at the disbursement of this loan.
Attention! Borrowing money implies costs. microStart is very vigilant to avoid overindebtness with our potential clients and its staff is trained to avoid every risk related to overindebtness.