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Microcredit loans & free training for your business in Belgium

microStart kredieten

Do you want to start your own business or do you need some support to further develop your business? Are you searching funding & free business  advice?

microStart, the most important professional microfinance organisation in Belgium, offers credit up to 15.000 EUR and  free training for entrepreneurs who want to start up, expand or maintain their business.

Credit for your business

We offer credit from 500 to 15.000 euros for your business. microStart wants to attend every entrepreneur who needs financing. You can apply for a credit for renovations, stock, material, cash funds, guarantees (rent), a vehicule, start-up costs, the acquisition of a company, etc.

Some examples:

Test credit

€ 2 000  / 12 months


€ 100


€ 175,79

Online application 

Start credit

€ 7500 / 36 months


€ 375


€ 238,32

Online application

Grow credit

€ 15 000 / 48 months

File ­

€ 750


€ 372,92

Online application



This is our offer:

  • Credit up to € 15.000* to start up, develop or maintain your business 
  • Anticipated (faster) repayment possible without extra costs 
  • Easy procedure: Receive your credit withing 10 days
  • Acces to free business coaching possible, by experienced experts.


 Simulate your credit online


For what can I apply for a credit at microStart ?

  • Testing of an idea

  • Investments in stock, vehicule, material, machines, etc.

  • Work capital, rent and the rental guarantee to get yourself started 

  • Administrative start-up costs

  • Cash Credits

> Loans without interest: If you prefere not to pay interest because of religious preferences, you can apply for a credit without interest costs. The file costs are higher for this type of credit.

> Group credit:  Loans for non profit organisations or associations. The risk of the loan is divided over several people.

 Contact microStart

Free training

Besides professional microcredit, microStart also offers free training and advice to entrepreneurs. We can help you with your start-up and coaching during the first year of your start-up.


  • A free E-learning environment in Dutch, Arabe & French to build up your business plan 
  • Meetings with experts to build up your project and to make a business plan & financial plan.
  • Advice on how you can keep your unemployment fee or other social allocations while starting up as an entrepreneur
  • If your credit is approved & disbursed, you can get a personal coach who accompanies you with the development of your business.

microstart Agencies

Agency Brussels

Rue de Fiennes 77 - 1070 Bruxelles
T +32 2 888 61 00

Agency Liège

Rue de la Madeleine 27 - 4000 Liège
T +32 4 277 91 25

Agency Hainaut

Boulevard Tirou 130, 6000 Charleroi
T +32 71 96 09 87

Agency Ghent

Voormuide 41 - 9000 Ghent
T +32 9 277 93 39

Agency Antwerpen

Dambruggestraat 26 - 2060 Antwerp
T +32 3 555 92 95


1 Under the condition that you have completed the file and provided the requested documents to the credit advisor. For more information, please contact us. 

* Yearly interest rate: from 8,95% (on 1.1.2016), File costs: 5% (op 1.12.2016) of the loan. The amount is deducted from the loan, at the disbursement of this loan.
Attention! Borrowing money implies costs. microStart is very vigilant to avoid overindebtness with our potential clients and its staff is trained to avoid every risk related to overindebtness.