microstart is
by your side
Discover our 3 types of free accompaniment.
- 100% freein branch or online
- + 150 volunteersBusiness plan, marketing…
- 3 languagesFrench, Dutch, English
1 Ask for an appointment with a coach
Enjoy personalized coaching to start up, manage and develop your business. Let us help you with your commercial strategy, your financial management and your bookkeeping.
- You want to become an entrepreneur
- You need help to set up your financial plan
- The steps to follow to start your enterprise

2 Follow a training
Thanks to the group trainings you can acquire knowledge about business management, accounting, marketing and sales, communication ... or develop your project from A to Z.

3 Make your business plan online
Thanks to our e-learning platform, you can draw up your financial plan in 9 steps and with the help of three examples.

FAQ
-
I would like to start up my business but I still have to develop my idea
Yes, in addition to our loan programme, microStart offers business development services. We offer group sessions as well as individual coaching in order to ensure the proper preparation of your activity.
Do not hesitate to make an appointment even if your professional project is not yet fully completed. However, the credit application can only bring place once you are idea is considered concrete and feasible.
-
Do I have to prepare a business plan before I apply for a credit?
No, it is not mandatory, but it is good if you have a concrete idea and some key figures. If you have already established a business plan of your idea, do not hesitate to bring with you to the first meeting.
-
What could be the purpose of microcredit?
The purchase of stock, machinery, vehicles or other equipment
Working capital requirements and to support rental costs for the first few months
Financing the administration costs associated with starting a business
Meeting cash flow requirements
Carrying out market research: test a business idea
More information is available on our microcredits page
-
Is my application likely to be accepted?
3. Is my application likely to be accepted ?
Your application will be presented to the credit committee. The committee will evaluate/analyze your application on the basis of the following criteria:
- Your experience in the field / as a self-employed person
- The feasibility of your business plan
- Your environment and network
- Your relationship to money and your possible debts
- Your attitude
The credit committees are held weekly. It is the committee members who decide whether or not to grant the credit.
-
What documents do I need to collect to apply for funding?
For a credit application, we will ask you for the following documents
From you:
(Copy of) Identity card
Bank card
The document from the National Bank's Central Individual Credit Register OR the PIN code of the identity card1
Personal and professional bank statements for the last 3 months
Proof of income (depending on your situation: certificate of unemployment, warning from the roll, pay slips)
Proof of domiciliation (invoice, an extract of the identity card)
From your guarantor:
(Copy of) identity card
Bank card
The document from the National Bank's Central Individual Credit Register OR the PIN code of the identity card1
Proof of income (depending on your situation: certificate of unemployment, warning from the roll, pay slips)
Proof of domiciliation (invoice, an extract of the identity card)
We don't necessarily need a business plan. All you need is a concrete idea of the key figures of your business. However, if you have a financial plan, you can always bring it to the appointment.
1 You can consult the document from the Central Credit Register on the nbb website