microstart is
by your side
Discover our free support services.
100% freein our offices or online
+ 150 volunteersBusiness plan, marketing…
3 languagesFrench, Dutch, English
1 Ask for an appointment with a coach
Enjoy personalized coaching to start up, manage and develop your business. Let us help you with your commercial strategy, your financial management and your bookkeeping.
- You want to become an entrepreneur
- You need help to set up your financial plan
- You want to know the steps to follow to start your enterprise
2 Follow a training
Thanks to the group trainings you can acquire knowledge about business management, accounting, marketing and sales, communication ... or develop your project from A to Z.
3 Make your business plan online
Our e-learning platform will help you create your business plan in 9 steps and with the help of three examples (only available in French and Dutch).
Our upcoming microSessions
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Devenir indépendant: se préparer, se lancer, se faire accompagner (FR)
4 April 2023 l from 10:00 to 11:00
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Ik word zelfstandige: de voorbereiding, de start, de begeleiding (NL)
4 April 2023 l from 14:00 to 15:00
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Financement et Accompagnement pour votre entreprise (FR)
18 April 2023 l from 10:00 to 11:00
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Devenir indépendant: se préparer, se lancer, se faire accompagner (FR)
2 May 2023 l from 10:00 to 11:00
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Ik word zelfstandige: de voorbereiding, de start, de begeleiding (NL)
2 May 2023 l from 14:00 to 15:00
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Devenir indépendant: se préparer, se lancer, se faire accompagner (FR)
6 June 2023 l from 10:00 to 11:00
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Ik word zelfstandige: de voorbereiding, de start, de begeleiding (NL)
6 June 2023 l from 14:00 to 15:00
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Financement et Accompagnement pour votre entreprise (FR)
20 June 2023 l from 10:00 to 11:00
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FAQ
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I would like to start up my business but I still have to develop my idea
Yes, in addition to our loan programme, microStart offers business development services. We offer group sessions as well as individual coaching in order to ensure the proper preparation of your activity.
Do not hesitate to make an appointment even if your professional project is not yet fully completed. However, the application for credit can only take place once you are fully prepared.
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Do I have to prepare a business plan before I apply for a credit?
No, it is not mandatory, but it is good if you have a concrete idea and some key figures. If you have already established a business plan of your idea, do not hesitate to bring it with you to the first meeting.
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What could be the purpose of microcredit?
The purchase of stock, machinery, vehicles or other equipment
Working capital requirements and to support rental costs for the first few months
Financing the administration costs associated with starting a business
Meeting cash flow requirements
Carrying out market research: test a business idea
More information is available on our microcredits page
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Is my application likely to be accepted?
Your application will be presented to the credit committee. The committee will evaluate/analyze your application on the basis of the following criteria:
- Your experience in the field / as a self-employed person
- The feasibility of your business plan
- Your environment and network
- Your relationship to money and your possible debts
- Your attitude
The credit committees are held weekly. It is the committee members who decide whether or not to grant the credit.
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What documents do I need to collect to apply for funding?
For a credit application, we will ask you for the following documents
From you:
(Copy of) Identity card
Bank card
The document from the National Bank's Central Individual Credit Register OR the PIN code of the identity card1
Personal and professional bank statements for the last 3 months
Proof of income (depending on your situation: certificate of unemployment, warning from the roll, pay slips)
Proof of domiciliation (invoice, an extract of the identity card)
From your guarantor:
(Copy of) identity card
Bank card
The document from the National Bank's Central Individual Credit Register OR the PIN code of the identity card1
Proof of income (depending on your situation: certificate of unemployment, warning from the roll, pay slips)
Proof of domiciliation (invoice, an extract of the identity card)
We don't necessarily need a business plan. All you need is a concrete idea of the key figures of your business. However, if you have a financial plan, you can always bring it to the appointment.
1 You can consult the document from the Central Credit Register on the nbb website
+32 2 896 54 21
The funding is supported by the European Union under the Guarantee Facility established in accordance with Regulation (EU) No 1296/2013 of the European Parliament and of the Council on a European Union Programme for Employment and Social Innovation ('EaSI').
